Student Insurance

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For those students that do not already have appropriate health insurance, Georgia Tech is proud to offer Student Blue, underwritten by BlueCross BlueShield of GeorgiaTM.  This plan includes comprehensive covered benefits (medical, dental and vision) that meet the federal Patient Protection and Affordable Care Act (PPACA) mandates at the 80/20 coverage Gold Level.

   ****Please Note: the coverage is for 1 academic year only and all eligible students MUST enroll each fall for coverage continuation from policy year to policy year.**** 

Blue Cross Blue Shield of Georgia & Piedmont Healthcare Negotiations

As of April 1, Piedmont Healthcare doctors and hospitals became out-of-network providers for students enrolled in the student Blue Cross Blue Shield of Georgia (BCBSGa) health care plan.

Since negotiations have thus far been unsuccessful, continuing to use Piedmont doctors and facilities will be considered out-of-network unless you are approved through a Continuation of Care request. Here is a form with additional information about Continuation of Care and how to apply. Without Continuation of Care, out-of-network rates will apply.

Out-of-network care will be covered at 60 percent of the negotiated rate, subject to any deductibles. In this case, you will be subject to balance billing. Balance billing is the process where the provider bills the patient for the remaining portion of the full charge that BCBSGa did not pay.

Example: Out-of-network Piedmont ER visit
Full Rate = $1,200*   
BCBSGa negotiated rate = $500*     

  • BCBSGa will pay 60 percent of the BCBSGa negotiated rate, or $300
  • Piedmont will then balance bill the patient $900 as the remaining amount of the Full Rate

*Not actual amounts; used for example purposes only. These amounts could be higher or lower than shown.

To determine if any of your physicians or providers are affiliated with Piedmont Healthcare, use the Piedmont Healthcare Physician search tool. To avoid incurring the higher costs of using an out-of-network doctor, use the “Find a Doctor” tool on the BCBSGa microsite to find in-network physicians. You will be able to find a listing of in-network BCBSGa doctors and facilities in your area by sorting the type of doctor or specialty. You also will want to confirm that the doctor you choose is not represented in the Piedmont Healthcare Physician search tool.

This does not affect physicians or providers at Stamps Health Services or other healthcare networks.

RELATED LINKS

Affiliate Postdoctoral Scholars, J1 Scholars & OPT

Affiliate Postdoctoral Scholars work through the office of Grad Ed & Fac Development. J1 Scholars and OPT work through the Office of International Education. If you are in one of these groups, then to enroll you must contact Student Blue for appropriate application. Voluntary premium paid direct to Student Blue via monthly bank draft.

Effective January 1, 2018:
 Affiliate Postdoctoral Scholars, J1 Scholars and OPT participants are eligible to use services of Stamps Health Services Pharmacy and Tech Dentistry at Stamps Health Services.