Student Health Insurance Plan

Enrollment dates for Spring/Summer 2021 are 12/14/20 - 2/28/21. 

Georgia Tech is proud to offer a student health insurance program (SHIP) for enrolled undergraduate and graduate students, and their eligible dependents who do not already have insurance. This plan includes comprehensive covered benefits (medical, dental, vision, prescription and worldwide travel) for the 2020-2021 policy year administered by United HealthcareStudentResources (UHCSR).

Mandatory Plans

Students in the mandatory group are required to carry health insurance coverage during their program of study at Georgia Institute of Technology. You must enroll yourself and your eligible dependents under the mandatory plan twice a policy year (Fall and Spring/Summer).

  • If you attempt to enroll and your name cannot be found in the UHCSR system, try again each day. Georgia Tech sends a mandatory file to UHCSR reflecting when the insurance charge has been placed on tuition daily. You will not be able to enroll online until UHCSR receives a file containing your information.

  • If enrollment is needed immediately due an urgent health care need, you can email UHCSR at partnercentersupport@uhcsr.com to manually enroll.

  • Once enrollment is finalized, an email is sent from notifications@uhcsr.com with instructions on how to access the electronic medical ID card through the UHCSR secure portal, My Account. If you do not receive the email, you can access the My Account page here. My Account gives you access to the medical ID card, claims information, customized provider search, cost estimator tools, access to ancillary benefits and more. UHCSR has built a video library to help guide you through the different aspects of their health insurance; you can access it at uhcsr.com/video.

  • Shortly after enrollment is complete, you will receive a dental card in the mail from UHC Dental. The medical ID card, available in your My Account, will also serve as the vision card. The student will also have access to many other services, such as telehealth benefits and Global Emergency Services.

  • You can find more information about benefits, review the plan materials and rates, search for providers, view prescription drug lists and make your purchase in your My Account or at uhcsr.com/gatech.

  • After you have successfully enrolled, you may enroll your eligible dependents through your My Account. If your enrollment has not yet been finalized, coverage for eligible dependents may be requested here and selecting Notify Me. Once student coverage has been applied you will receive an email notification with additional information on how to enroll and purchase coverage for your eligible dependents. All dependent premiums are paid directly to UnitedHealthcare StudentResourcesEligible dependents include:

    • Domestic partner
    • Spouse
    • Eligible children up to 26 years of age (including stepchildren, foster children, and legally adopted children, providing the student is fully enrolled and eligible for coverage).
  • Mandatory students who have an existing health insurance coverage that meets/exceeds insurance requirements can receive a waiver.
  • You must request a waiver during the open enrollment period and the waiver process can take up to 10 days. You must waive in both fall and spring semesters.
  • International Students: This year there is an important change to the waiver requirements for international students. In previous years, international students would have been able to use PGH or another “offshore” plan that doesn’t meet ACA standards to waive out of the Mandatory SHIP category. Starting this year, international students at Georgia Tech cannot waive with PGH or any non-ACA compliant plan. International students must either enroll in the Mandatory SHIP or waive with an ACA-compliant plan.
  • The mandatory student health insurance charge is automatically added to your Georgia Tech student account. Once waived, UHCSR will send a notification to Georgia Tech's Bursar’s Office to remove the charge from your account. If the submitted waiver is approved and the insurance fee has already been paid, the Bursar’s Office will refund the fee.

Voluntary Plans

Students not in the mandatory group and taking at least four credit hours (including Postdoctoral Scholars, J1 Scholars, and OPT) may enroll during the open enrollment period.

For Fall 2020 enrollment (enrollment dates 7/20/20 - 9/14/20), go to uhcsr.com/GaTech to begin the enrollment process.  If you purchase 2020-2021 annual coverage in the Fall, you do not need to re-enroll for Summer 2021.​  When the new policy year begins in August, everyone enrolled in the Voluntary plan who continues to be eligible for the new policy year must re-enroll to continue coverage.

Distance learning students are not eligible.

In response to COVID 19, students that previously attended in-person classes but will take online classes or a hybrid class schedule in the fall, and taking at least four credit hours, are eligible to enroll in the voluntary plan.

J1 Scholars, Postdoctoral Scholars, and OPT should contact Jennifer White to enroll at jennifer.white@health.gatech.edu if enrolling outside of the open enrollment dates.

  • Once enrollment is finalized, an email is sent from notifications@uhcsr.com with instructions on how to access the electronic medical ID card through the UHCSR secure portal, My Account. If you do not receive the email, you can access the My Account page here. My Account gives you access to the medical ID card, claims information, customized provider search, cost estimator tools, access to ancillary benefits and more. UHCSR has built a video library to help guide you through the different aspects of their health insurance; you can access it at uhcsr.com/video.

  • Shortly after enrollment is complete, you will receive a dental card in the mail from UHC Dental. The medical ID card, available in your My Account, will also serve as the vision card. The student will also have access to many other services, such as telehealth benefits and Global Emergency Services.

  • You can find more information about benefits, review the plan materials and rates, search for providers, view prescription drug lists and make your purchase in your My Account or at uhcsr.com/gatech.

  • After you have successfully enrolled, you may enroll your eligible dependents through your My Account. If your enrollment has not yet been finalized, coverage for eligible dependents may be requested here and selecting Notify Me. Once student coverage has been applied you will receive an email notification with additional information on how to enroll and purchase coverage for your eligible dependents. All dependent premiums are paid directly to UnitedHealthcare StudentResourcesEligible dependents include:

    • Domestic partner
    • Spouse
    • Eligible children up to 26 years of age (including stepchildren, foster children, and legally adopted children, providing the student is fully enrolled and eligible for coverage).

2020-2021 Student Health Insurance Plan Rates

  Mandatory   Voluntary
  Fall (8/1-12/31) Spring/Summer (1/1-7/31)   Annual (8/1-7/31) Fall (8/1-12/31) Spring/Summer (1/1-7/31)
Student $919.36 $1,274.00   $2,808.76 $1,177.36 $1,631.40
Spouse $1,000.96 $1,387.64   $3,065.60 $1,284.96 $1,780.64
Each Child $1,019.02 $1,412.78   $3,108.80 $1,303.02 $1,805.78
All children $1,952.00 $2,705.80   $6,013.80 $2,520.00 $3,491.80
All Dependents (a.k.a. Spouse & Children) $2,963.99 $4,108.81   $9,104.80 $3,815.99 $5,287.71
 
  Full Summer (5/1/2021-7/31/2021) Short Summer (6/17/2021-7/31/2021)
  Mandatory Voluntary Mandatory Voluntary
Student $552.90 $707.90 $269.65 $331.01
Spouse $601.86 $772.86 $293.69 $360.69
Each Child $612.72 $783.72 $298.77 $365.77
All Children $1,173.70 $1,515.70 $573.36 $707.36
All Dependents (a.k.a. Spouse & Children) $1,782.19 $2,295.19 $870.15 $1,071.15
Please Note: Coverage begins August 1, 2020 for one academic year only and all eligible students MUST enroll both in fall and spring semesters for coverage continuation from policy year to policy year.

GRA Employer Plan

GRA Health Insurance Option

The GRA Healthcare Plan Option is a medical plan offered by the University System of Georgia. This option is an alternative to the United HealthCare Student Resources/Student Health Insurance Plan offered through the Institute.  Graduate Research Assistants should carefully consider this coverage before enrolling as the GRA Healthcare Plan Option through OneUSG does not meet the federal guidelines for international students holding F-1 or J-1 visas requirements.

GTSHS recommends GRAs enroll in the UHCSR/SHIP a more robust plan already assessed to tuition

Please view the comparison chart below

 

Quick View Comparison Chart

 

Student Health Insurance Plan

GRA Employer Sponsored Plan

Insurance accepted at Stamps Health Services

YES

 

NO

In-network and

Out-of-network coverage

YES

YES but higher deductibles and out of pocket maximums

Cash out of your pocket before the insurance plan pays for any services.

$0 -Stamps Health Services

$250 in-network

$300 out-of-network

$3,000 in-network

$6,000 out-of-network

Spousal benefit

YES

NO

Coinsurance (lower is better)

20% in-network

40% out-of-network

50% in-network

50% out-of-network

Routine Doctor visit

$25 co-pay in-network

50% in-network

 

Dental benefit

YES

NO

Deductible for prescriptions

NO

YES

Vision benefit

YES

NO

Monthly Premium - (the cost you pay. The SHIP is paid per semester but annualized for illustration purposes in order to compare to the GRA plan.)

 

$182.78 (without GRA subsidy)

$54.83 (with GRA subsidy)

$102

 

 

Connect With Us!

Stamps Health Services is committed to providing the best service possible. If you feel we can improve the services in any way, please do not hesitate to contact us.  Please contact jennifer.white@health.gatech.edu.